
Financial Inclusion Commission
Making financial inclusion a strategic priority in the UK
The Facts
Financial exclusion remains a significant challenge for 21st century Britain which prides itself on being a global leader in financial services.
1 in 5
adults would not be able to cover more than one month of living expenses if they lost their source of income
28%
of adults or 14 million people have experienced a direct negative effect on their income due to the coronavirus pandemic (as of May 2020)
12.5 million
UK adults have little or no confidence in their ability to manage money
1 million
people in the UK do not have a bank account
22%
of all adults in the UK have less than £100 in savings
16%
are borrowing to pay for essentials because they have run out of money

Who We Are
We are an independent body of experts from financial services, businesses, the charity sector, academia and parliamentarians from all major parties.
We want a financially inclusive UK where financial services are accessible, easy to use and meet people’s needs over their lifetime, and where everyone has the skills and motivation to use them.
We provide leadership to improve the state of the nation’s financial wellbeing, championing financial inclusion as a public policy priority for public bodies, businesses, and civil society and challenge exclusion wherever it occurs.
We convene, understand and influence through assembling a coalition for change, gathering evidence, and creating and championing practical policies to achieve change.
Our Latest Strategy, Research & Consultation Responses
Consultation Responses
Our Report
Our Strategy